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| Conforming Loans |
| Jumbo Loans |
| Option Pay Program |
| 100% Financing Loans |
| Imperfect Credit Loans |
| Low Doc Loans |
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Conforming Loans
Conforming long-term, fixed-rate and adjustable loans that meet Fannie Mae and Freddie Mac loan limits and property and borrower guidelines. Generally has higher loan limits than FHA and VA.
Term: 30 years
Maximum Amount: $400,000
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Jumbo Loans
Finance the home you've always dreamed of!! With Jumbo and Super Jumbo loan amounts, we are able to offer you many options to meet your financial needs.
Term: 30 years
Maximum Amount: $2,000,000
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Option Pay Program
A loan that gives you the ultimate in payment flexibility. Ideal for the commission based borrower, this unqiue program gives you 4 montly payment options to suite your financial needs
Term: 30 years
Maximum Amount: $400,000
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100% Financing Loans
Ideal for first-time buyers, these no down-payment mortgages can help reduce or eliminate nearly every cost associated with obtaining a home loan. These programs normally combine two loans: An 80% first mortgage, and a 20% second mortgage. The interest rate is typically the weighted average of the two loans.
Term: 30 years
Maximum Amount: $400,000
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Imperfect Credit Loans
Allows borrowers with less-than-perfect credit to qualify for competitive interest rates to consolidate debt and lower payments or make home improvements.
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| | Please call for current rate information as your individual financial situation will influence the rates |
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Low Doc Loans
Eliminate all the red tape with low or no documentation programs. Ideal for the self employed or commission borrower, there is no need for income verification or the need to provide tax returns.
Term: 30 years
Maximum Amount: $400,000
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| | Please call for current rate information as your individual financial situation will influence the rates. |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $2,000. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $2,000. Your actual APR may be different depending upon these factors.
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